Learn how to use trusts to avoid probate, minimize estate taxes, preserve IRA funds, provide for disabled family members, protect assets from Medicaid, and protect your estate from your children’s creditors.  Plan and protect! Preserve control over your affairs during incapacity and avoid litigation and conservatorship.  Topics to be covered include, but are not limited to: Revocable Living Trusts, Irrevocable Trusts, IRA Trusts, Special Needs Trusts, Testamentary Trusts, Beneficiary Designations, and new laws regarding Powers of Attorney. Presented by Danbury Elder Law & Estate Planning Attorneys, Thomas & Michele Murphy

Discover your “money personality,” envision your financial goals, and learn how to move closer to them. Create and follow a spending plan/budget, save for your future, manage credit, and learn how to deal with debt.

We will cover what you need to know to maximize retirement income. Learn the answers to your questions: 1) Will Social Security be there for me? 2) How much can I expect to receive? 3) When should I apply for Social Security? 4) How can I maximize my benefits? 5) Will Social Security be enough to live on in retirement?

Did you know that if you do not create your own estate plan, some of your end of life decisions are dictated by the state of Connecticut? If you would like to decide how your estate is divided, who is responsible for your care, who gets custody of your minor children, and more this course is for you! Come learn from an experienced elder law attorney about important documents every adult should have. You will learn about wills, trusts, powers of attorney (POA), and healthcare directives. You will walk away knowing what these documents are for and what you need to do to create them. You will also learn about the probate process and how it works. Even if you already have an estate plan, all students will receive an easy-to-understand estate planning guidebook written by our attorneys.

Learn the essentials of building a startup and raising capital. Emphasis will be placed on the benefits that building new companies creates for communities by generating new jobs, intellectual property, and growth. Participants will be able to build and execute a company’s strategic vision. Please bring a notepad and pen to class.

What exactly is a Living Trust? Will a Living Trust avoid Probate Court? Will a Living Trust reduce estate taxes? What is the difference between a Living Trust and a Last Will and Testament? Get the answers to these questions and more from an attorney. Eliminate the confusion in a relaxed atmosphere.

Are you overwhelmed with thinking about Retirement? Do you know all the facts and information you need to make an educated decision? Are you aware of the penalties with Medicare?  Could you retire now?  When do you claim Social Security? Learn all you need to know from Medicare +Healthcare, Life Insurance, Long Term Care Planning, Social Security Planning and much more.

Learn more about preparing for retirement with your CT State Teachers Retirement. We will explain when you are eligible for your retirement benefits and explain the terms. The course also covers your retirement benefit payout options and annuity options as well as your beneficiary options.